Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
If you fly a few times a year, you know the pain points: baggage fees that add up quickly, boarding last and finding no overhead bin space left, and earning miles at a snail’s pace. That’s where the Delta SkyMiles® Gold American Express Card can really change your travel experience. I’m a believer that if you fly one airline at least a few times per year (or have a favorite airline), you should at least get the airline’s lowest tier credit card as it comes with enough perks to justify the cost and will make your travel experience better.
If you’re a Delta casual flier who wants solid perks without paying a premium annual fee, Delta SkyMiles® Gold American Express Card is the card for you.
In this review, we’ll break down the benefits, costs, and potential drawbacks so you can decide if this card is worth adding to your wallet.
[TOC]
What is the Delta SkyMiles Gold American Express Card ?
Delta SkyMiles® Gold American Express Card is Delta’s most basic credit card offering and is for people who want to make their airport and flying experience easier but don’t want to pay a high annual fee. The annual fee for this card is $150 per year but it is waived the first year.
This card offers:
- Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership
- 2x points on Delta purchases
- 2x points at U.S. supermarkets and at restaurants worldwide/li>
- 1x points on all other purchases
- Free checked bag on Delta flights
- $200 Delta flight credit after you spend $10,000 in purchases on your Card in a calendar year
- 15% off award travel redemptions on Delta flights
- Zone 5 Priority Boarding on Delta flights
- $100 Delta Stays credit
- 20% back on eligible in-flight purchases.
- No foreign transaction fees.
Using Your Delta Points
Delta uses dynamic pricing for their rewards. That means that the number of points it takes to book a flight isn’t a set number. Instead, the rate varies based on the cash price of a flight. You can also redeem your points as cash at checkout at the rate of 1 cent per mile but I never find that a good redemption and only rarely ever do that. I only ever do this if I am low on points and don’t have enough to redeem a flight but want to save money off the cash price.
The 15% off on award redemptions makes flights a lot more affordable so be sure to have your card connected to your SkyMiles account. If you are flexible with your dates, you can use their award calendar to see the best points fare as mixing and matching your dates can lead to better deals.
Additionally, Delta offers a lot of award sales so keep an eye out for them. Thrifty Traveler and Point.me are two good websites that can send you alerts. I find Delta miles to be the best for U.S. domestic economy and comfort plus redemptions. Unless there’s a sale, I never book for business or international flights. The redemption value is terrible.
Is the Delta SkyMiles® Gold Worth It?
If you fly Delta two or three times a year and don’t have elite status, the Delta SkyMiles® Gold American Express Card can pay for itself just through the free checked bag benefit as that can save up to $70 on a round-trip per person. For a family of four that’s a potential savings of up to $280 per round-trip flight. Add in priority boarding, the 15% award discount, and occasional statement credits, and you’re getting solid value for a relatively modest annual fee.
***
Delta SkyMiles® Gold American Express Card hits a sweet spot for casual-to-regular Delta fliers. The free checked bag alone can offset the annual fee, and the priority boarding and award discount make travel more pleasant and affordable. While it doesn’t offer premium perks like lounge access, it delivers enough value for its price point. If you fly Delta but aren’t ready to commit to a high-fee premium card, this is an easy choice to consider.
Stop paying full price for travel!
Download my free guide to points and miles and learn how to use points and miles for free travel! It’s how all the pros travel so much! In this guide, I’ll show you:
- How to Pick a Credit Card
- How to Earn Up to 10x Miles on Your Spending
- How to Redeem Your Points
- And a Ton of Other Money Saving Tips!
Book Your Trip: Logistical Tips and Tricks
Book Your Flight
Find a cheap flight by using Skyscanner. It’s my favorite search engine because it searches websites and airlines around the globe so you always know no stone is being left unturned.
Book Your Accommodation
You can book your hostel with Hostelworld. If you want to stay somewhere other than a hostel, use Booking.com as it consistently returns the cheapest rates for guesthouses and hotels.
Don’t Forget Travel Insurance
Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. My favorite companies that offer the best service and value are:
Want to Travel for Free?
Travel credit cards allow you to earn points that can be redeemed for free flights and accommodation — all without any extra spending. Check out my guide to picking the right card and my current favorites to get started and see the latest best deals.
Need a Rental Car?
Discover Cars is a budget-friendly international car rental website. No matter where you’re headed, they’ll be able to find the best — and cheapest — rental for your trip!
Need Help Finding Activities for Your Trip?
Get Your Guide is a huge online marketplace where you can find cool walking tours, fun excursions, skip-the-line tickets, private guides, and more.
Ready to Book Your Trip?
Check out my resource page for the best companies to use when you travel. I list all the ones I use when I travel. They are the best in class and you can’t go wrong using them on your trip.
Please visit:
Our Sponsor